Berkshire Hathaway HomeServices

We are now Berkshire Hathaway Homeservices John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Fannie Mae to offer 3% Down

Bloomberg News reports that per December 13, 2014, Fannie Mae and Freddie Mac have set terms for letting borrowers put down as little as 3 percent of a home's cost to get mortgages, for first-time home buyers. They will also permit refinancing borrowers to reduce equity to 3 percent to cover closing costs. This is also a part of a broader effort to spur lending to minorities, young adults and first-time buyers. While this program has earned some criticism, especially in light of the not so distant housing crash, officials of Fannie Mae and Freddie Mac said rules banning risky loan features will ensure that the new low-down payment mortgages are safe. Only borrowers buying or refinancing a single-family primary residence will be eligible. John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Amelia Island Concourse

On Thursday, March 12, for the first time ever, Fernandina Beach Golf Club will host Bonhams Auction on Amelia Island. Among the many fabulous cars up for auction are the rare 1911 EMF Model "30" Factory Racer and a 1930 Rolls-Royce Phantom I Transformable Phaeton once owned by silver screen goddess Marlene Dietrich. The Gooding & Company Amelia Island Auction will be held at the Omni Amelia Island Plantation on Friday, March 13. Ideal for collectors and enthusiasts of fine automobiles, the event will feature more than 80 rare-to-market discoveries. The Amelia Concours Week concludes Sunday, March 15 with a grand finale as the 20th Annual Amelia Island Concours d'Elegance opens the International Concours season on the fairways of the Golf Club of Amelia Island. Get it in gear and visit ameliaconcoursweek.com to learn more about all the events and start planning your trip to experience Amelia Concours Week! John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Houzz article

10 Ways to Snug Up Your Bedroom

John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Great Graphic on For Sale By Owner Amelia Island

John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Blue Coastal Cottage

Found this great coastal cottage on line and just wanted to share it.

John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Charleston South Carolina

Attending the Boomtown conference in Charleston and updating some of our Real Estate Tools. Check out our site enhancements at www.johneholbrook.com John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Ocean Park

Hi All, Attached are all of your new Vtour links for Ocean Park #420. We have also submitted your new Vtour into our Internet Exposure Engine which includes Zillow.com, Trulia.com, Homes.com and more! We hope that all of our efforts will help you get lots of showings, and a good contract soon! * Branded Vtour - http://fusion.realtourvision.com/48045 * Non Branded Vtour (MLS) - http://fusion.realtourvision.com/idx/48045 * Graphic Intensive Flyer (for e-mail) - http://fusion.realtourvision.com/flyer/48045 * Ink Friendly Flyer (for print) - http://fusion.realtourvision.com/flyer/p/48045 * TinyTurls (Short link, i.e. Twitter) - http://tinyturls.com/48045 * YouTube Video - https://www.youtube.com/watch?v=DRmRvu9EdzA&feature=youtube_gdata_player John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Do People See You as the Real Estate Expert?

Do People See You as the Real Estate Expert?





John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, FloridaCell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

DR Horton - Amelia Concourse

Purchase a D.R. Horton Quick Move-In Home and Receive Our DREAM KITCHEN AT NO ADDITIONAL COST! This Amazing Package Includes: Whirlpool® Stainless Steel Dishwasher, Over-The-Range Microwave and Double Wall Oven (Per Plan) • Built-In Ceramic Glass Cook Top • 42" Upper Maple Cabinets, Staggered (per plan) with 3" Crown Molding • California Style Granite Counter Tops with Stainless Steel Undermount Sink • Single Lever Stainless Steel Faucet with Pull Out Sprayer • Stainless Steel French Door Refrigerator with Ice and Water Dispenser • Satin Pulls on all Drawers & Cabinets • Also Includes Raised Vanity Height in Owner’s Bath. John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Five Star Real Estate Award

John Holbrook Prudential Chaplin Williams Realty We are pleased to inform you that you have been named a 2014 Five Star Real Estate Agent. Congratulations on being selected as part of this exclusive group of professionals. You are being recognized by the largest and most widely published real estate agent award program in North America. Your selection is the result of a rigorous research process that included a regulatory and consumer complaint review, and an evaluation of objective criteria associated with real estate agents who provide quality services to their clients. John Holbrook - Realtor Amelia Island, Fernandina Beach & Yulee, Florida Cell: 904-415-0171 Email: holbrook66@msn.com www.johneholbrook.com

Just Sold Amelia Park by The Holbrooks – Your Island Realtors